Health insurance

This is basically coverage against risks that may lead to you incurring medical expenses. In this kind of insurance, the insurer will estimate the risk of health care need and develop monthly premiums that you will be contributing towards the cover. These contributions will ensure that in the event that you fall sick and are in need of finances to cater for the bills then the insurance company will step in and pay the bills according to the agreement in the specific cover that you signed for.

Generally a health insurance is a cover that provides payments in case of sickness, accidents or injury. Some policies will also make payments in case of disabilities and death. In most cases the benefit payment is usually managed by a central organization like a private business, a not for profit entity or a government agency.


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