Home Insurance

Home insurance is also known as hazard insurance or homeowners insurance. This is a property insurance cover for private residential properties. It basically covers a home owner against various personal risks.

A home insurance cover will guarantee payment in the event or events where some contents of the home can no longer be of use or when losses occur in the home and even when there are additional living expenses in the home due to a certain event. Some policies will also provide cover against accidents that may occur in the home.

This type of insurance policy is often referred to as a multiple insurance policy. This is because normally a home insurance policy will cover both liability and property insurance under a single premium.


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